PROTECT YOUR PROPERTY
with Home Insurance
Your home is one of the most significant investments of your lifetime. Home insurance will protect it from all kinds of unforeseen elements.
Think about it… if *knock wood* someone is to experience a natural disaster, you not only have to rebuild your home and all the elements inside, but you will need to pay to live somewhere else in the meantime. We can show you products that will provide coverage for this and more. Click below for a quote!
Call or email us for more information! If you do not live in CA or are just browsing, here are a few things to think about or ask:
How much will it cost to rebuild my house and replace my belongings if they are damaged or destroyed? Ask your agent to talk you through your home's features and the things you own so you can make an informed decision about the level of coverage.
Does the insurance company have a glowing reputation for customer service? Is it known for paying claims fairly and promptly? You don't want to be struggling with a problematic company when dealing with these stressful elements!
What discounts are available? Ask about multi-policy, security system, and fire-resistance discounts.
What's the process for filing and settling a claim? Ask whom to call and what happens after you file a claim.
Use this handy Home Inventory Checklist to evaluate your coverage needs with your agent.
For Every Kind of Home
Are you a renter or condo owner instead of a homeowner? There's a policy for that too!
Renters Insurance What happens if there's a fire in your rental and your personal property is destroyed? What if you're robbed in your rental and now you are left with thousands of dollars worth of things to replace? Renters insurance is what you need; it's worth every penny. It won't undo the damage, but it will make you financially whole again.
Landlord Protection Insurance This will protect you and your spouse or domestic partner against personal injury, wrongful eviction, or unlawful entry as well as other non-bodily injury claims such as libel and slander.
Condo Owners Insurance Most condo owners think because their association has coverage they don't need to be covered. Well, that's only partly true. What condo owners don't realize is if something happens in their unit (fire or theft) then they need to have their own coverage to fix the problem! Your association does not cover their contents or loss of use. Let's make sure you're entirely covered just in case. It's cheaper than you would think!
Fill in the Gaps
Many products can fill in gaps in your policy. Here are a few more ways we can help save you stress, time, and money:
Earthquake Insurance If you live in California, a single earthquake can have a far more significant effect than you could imagine in the future of your home. While external property damage might be minimal, broken water pipes, damaged structural supports, and foundation damage could end up costing tens ofthousands of dollars without the proper coverage. Whether you are looking for a simple plan that offers repairs for damage or lost possessions, or a broad policy that will help you relocate after a major earthquake, we can get you a policy that's perfect for you.
Flood Insurance Even an inch of water in your home could mean substantial repairs and costly renovations, so don't get stuck with the bill. Get covered, so you're not hung out to dry!
Umbrella Insurance Often liability coverage isn't enough with your Home and Automobile policy. An Umbrella policy will extend liability coverage over what the limits of your current plans. Some days, it rains. Make sure you have an Umbrella to keep you clear of a financial storm.
Don't Forget Your Special Items
Good! Your home sweet home is safe. We're not entirely done yet. Check in with yourself on the more significant items you own to make sure you have all the coverage you need. Often there are limits to what a homeowner's policy can cover, and these Property Floater Insurance policies are perfect for those luxury items or vehicles. Don't lose out if something were to happen to your engagement ring or your boat! Ask your agent today if you need to add any of the following policies:
Valuable Articles Insurance This is the most common type of property floater insurance, usually for a diamond ring or other personal jewelry items that might become misplaced or damaged. Many claims involve a lost stone that came loose without the owner knowing. Because the chances of recovering a diamond are minimal, having the correct policy could mean full reimbursement. Other items insurable in a property floater policy are silverware, china/crystal, firearms, personal computers, or rare
Motorcycle Insurance Every time you rev your chopper, sports bike, or touring motorcycle, you remember the excitement of getting on the open road. The fact remains that each day is unpredictable, and having the proper motorcycle insurance could be a lifesaver. We work hard to get you complete coverage at a price that works. Cover your car as well with Auto Insurance.
Watercraft/Boat Insurance Schooner or later, you're going to need to insure that boat. Don't get left up a creek without a paddle, get the most comprehensive protection for your watercraft without breaking the bank! There are a wide array of policy choices depending on your watercraft, and is covered on the water is one the smartest decisions you can make. Our knowledge of policies is ferry impressive; make us your first-rate insurance mate!
RV/Motorhome/Travel Trailer Insurance There is a special bond between RV owners and their vehicles. Besides being a financial investment, every RV is also a massive time investment requiring proper service and maintenance between each road trip. When you are out on the open road in your recreational vehicle, the only thing you should have to think about is the fun you are having and the trip ahead of you, not worrying about an accident. Get covered, rest easy, and get on the road again! Don't forget to get Auto Insurance for your other vehicle!
Antique/Collector Car Insurance Your Antique/Collector vehicle is as unique as you are. We offer policies insured at agreed value; that's a guaranteed value coverage that does not depreciate. We understand the amount of work, time, and money that are put into these vehicles and will make sure they are insured to match. Beep beep! If it's not a collector car, standard Auto Insurance will do just fine. Head over to that page for more!
ATV/Off-Roading Insurance Getting the best insurance for your vehicle doesn't always mean your everyday car or truck. If you like riding off the beaten path, you may not have thought about insuring your off-roading vehicle. Careful! Don't forget about the financial burden of an injury caused by someone else off-road. These policies, much like your automobile policy, offer Uninsured/Under-insured coverage. Go ahead and be your daredevil self with confidence and responsibly.
Why an Insurance Agent?
At Armstrong Fairway Insurance we work for you, not the insurance companies. We think holistically about all the products and services that will meet your needs. Speaking of, be sure not to miss out on our other products and services for Auto, Health, Business, Life, and Long-Term Care Insurance.
Regardless of the type of insurance, we have specialized access to numerous companies ensuring you will have the most competitive rates possible with the company that fits you best.
There are never any hidden fees, and we do not charge broker fees.
Email, call, or click above for a quote for personalized service from one of our skilled agents for homeowner's insurance: